Mortgage Products

At Citizens State Bank, we understand that buying your home is one of the most important financial decisions you’ll ever make. Whether it’s your first home, second home, or a refinance we have a variety of products to help fit your needs.

Get your Mortgage Application process started Online

Learn more about Citizens State Bank’s mortgage products and services or start our convenient Online Mortgage application process.

Benefits of CSB Loans

Fast Loan Approval
Locally Serviced
Make payments at your local branch
Customized to your specific needs

Mortgage Loans

(BANK NMLS# 740680)
GET MORE options with the loan products we offer. Our experienced lending team can help you choose the right loan to fit your needs and will guide you every step of the way through the process.

We offer…

Fixed Rate Mortgages

Balloon Mortgages

USDA Rural Development

Home Equity Loan

Second Home and Investment Property

Bridge and Construction Loans

Home Equity Line of Credit

CALL CENTER

815.369.4524

LENA

102 West Main Street
Lena, IL 61048

Savanna

301 Main Street
Savanna, IL 61074

STOCKTON

133 West Front Avenue
Stockton, IL 61085

STOCKTON

11655 US-20
Stockton, IL 61085

FREEPORT

1525 South Forest Road
Freeport, IL 61032

ELIZABETH

151 N. Main St.
Elizabeth, IL 61028

BUSINESS HOURS

Day Lobby Drive Thru
Mon 8-4 8-5
Tues 8-4 8-5
Wed 8-4 8-5
Thurs 8-4 8-5
Fri 8-4 8-5
Sat 8-12 8-12

*LOCATION SPECIFIC HOURS:

LENA

102 West Main Street
Lena, IL 61048

Savanna

301 Main Street
Savanna, IL 61074

CALL CENTER

815.369.4524

STOCKTON

133 West Front Avenue
Stockton, IL 61085

STOCKTON

11655 US-20
Stockton, IL 61085

FREEPORT

1525 South Forest Road
Freeport, IL 61032

ELIZABETH

151 N. Main St.
Elizabeth, IL 61028

BUSINESS HOURS

Day Lobby Drive Thru
Mon 8-4 8-5
Tues 8-4 8-5
Wed 8-4 8-5
Thurs 8-4 8-5
Fri 8-4 8-5
Sat 8-12** 8-12

*LOCATION SPECIFIC HOURS:

ROUTING #: 071108106
NMLS #740680

ROUTING #: 071108106
NMLS #740680

If your credit or debit card is lost or stolen during normal business hours, please contact Citizens State Bank. After Hours:
Debit Cards: Call 888.297.3416
Credit Cards: Call 800.325.3678

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